How to enter your personal account. OTP Bank - personal account. Setting up a login notification

02.04.2024

Internet bank "OTPdirect"

We make communication with the bank easier! You no longer need to come to the office or call the help desk - you will find all the information on your accounts and will be able to make payments and transfers from your computer.

MONITOR YOUR ACCOUNTS, CARDS AND CREDITS

In the OTPdirect internet bank you can get all the necessary information on the movement of funds and account details.

MAKE PAYMENTS AND TRANSFERS ONLINE

Pay bills and services without leaving home.

Even if you haven’t found the provider you need, you can leave us a request to connect it, and we will do our best to fix this problem!

CREATE TEMPLATES AND REGULAR PAYMENTS

We offer to create templates and regular payments with which you will not forget to pay mandatory bills and will not lose important details.

For example:

With OTPdirect, any payment will take just a couple of minutes!

CONNECT YOUR INTERNET BANKING TODAY!

Any bank client can connect to OTPdirect online banking - it’s completely free. We also do not charge a subscription fee for access to the service. You only pay for some services, for example, a transfer to another bank. Moreover, such a transfer will cost less than if you come to make it at a branch.

To start using Internet banking, you must have OTPdirect connected. You will also need a login and password.

Don't have a login and password? Perhaps the Internet bank is still connected!

Call 8-800-100-5555 and find out your login.
The operator will send you a password to your registered mobile phone number for your first login to Internet banking.

Please note that the help desk operator may ask you for your passport details and code word.

OTPdirect is not connected? You can get access to online banking today! To do this, just take 3 simple steps:

Visit any branch of OTP Bank and sign an agreement with OTPdirect. It's easy - all you need is a passport!
A branch employee will tell you your login login. The password for the first login to Internet banking will be sent via SMS.
Go to the bank’s website and enter your username and password in the special window. The first time you log in, the system will prompt you to change your password.

SAFETY AND TECHNICAL REQUIREMENTS

When working in Internet banking, all transmitted information is encrypted, so its use is safe. All external transfers are confirmed by SMS codes that will be sent to your mobile phone. Without a confirmation code, money will not be debited from your accounts.

To work in Internet banking, the requirements for your computer are minimal:

Modern browser;
Stable Internet connection.

The system uses pop-up windows and pages that open in a separate window, as well as automatic page updates. For the application to work correctly, make sure that these features are not disabled in your browser.

For more complete information on working in OTPdirect, open or download the “OTPdirect Internet Banking Instructions”, which describes in detail the operations that can be performed in your Personal Account.

Brief overview of the service

OTP Bank's personal account is a command post for managing your bank accounts. A tool with which you can control all your finances from one place. Every OTP Bank client who has a service agreement has the opportunity to use it.

How to log into your OTP Bank personal account

To enter your personal account, you can use the address bar of your browser and enter the address https://direkt.otpbank.ru/ in it, or go to the “Remote Service” section on. After this, you will need to enter the login received when concluding an agreement with the bank and the password to log into the system.

The initial password is sent to your phone as an SMS message. Immediately after the first login, it must be changed to your own.

In addition, it is possible to access OTP Bank’s personal account through SMS banking and manage finances using SMS commands. Even without the ability to connect to the Internet, simply sending the appropriate commands to the number 5927, you carry out transactions on your account.

To carry out expense transactions using OTP SMS Bank, you must create a template in the system in advance.

How does the OTP Bank personal account work?

The personal account interface is extremely simple and functional; the right navigation menu determines the available operations and the templates you have created. The appearance of the work area is not overloaded with advertising, news feeds or exchange rates. The system was created to carry out translations and carries strictly this functionality. Thus, even when logging into your personal account for the first time, you can quickly carry out all the actions you need.

After you have entered your OTP Bank personal account, you must select the required type of operation. The most popular transactions are debiting funds (payment for purchases and services or transferring money to other accounts), so they occupy most of the navigation menu. As soon as you click on the selected transaction, a window will open to fill out the transfer or payment. A developed system of reference books, accounting for all previously entered information and the ability to create payment templates make it possible, sometimes, to prepare a payment order in a few seconds.

To complete the creation of a transfer or payment, you will need to enter an SMS code to confirm the transaction. Once you do this, you can consider the operation completed. The money arrives at the recipient's account in another bank within a few hours (if the transfer was made before 17:00) or the next day. If you sent funds within OTP Bank, then instantly or within an hour.

Description of OTP SMS Bank commands: https://direkt.otpbank.ru/faq.html#faq17

OTP Bank is one of the leading banks in Russia, which is part of the international financial group OTP. Bank branches are located throughout the Russian Federation. Keeping up with the times, the bank created its own website. This allows clients to carry out necessary operations remotely.

The official page is available at . Here you have the opportunity to apply for loans, find out about the proposed rates on deposits, as well as calculate your income, and get information about available credit and debit cards. The website contains information about additional services provided by the bank (rental of safes, insurance, legal services, etc.).

To perform operations with accounts, the OTPdirect application has been developed. Here the client can go to his personal account and carry out the necessary actions, such as paying payments, money transfers, replenishing accounts, etc.

How to log into your OTP Bank personal account

The bank's personal account is combined with the OTPdirect system and is available via this link. You can also go to this page from the main page of the site by clicking on the “Internet Bank” or “Online Services” button.

Registration on the site is not required. The login and password for logging into your account are issued upon concluding an agreement with a bank employee. An additional agreement on obtaining access rights to your personal account is only needed if you have been a bank client for a long time and were not automatically registered in the system when concluding the first contract.

To log into the user's personal account, follow these steps:

Enter your username and password in the appropriate fields on the site.
Click login.
Receive an SMS message with a code to the phone number specified in the agreement with the bank.
Confirm your entry by entering the received numbers in the field on the site.
Now you have access to make any monetary transactions.

If you have forgotten your account login information, you can restore it using your bank card number. You will also need to indicate the code word that you chose when entering into the contract. After this, a password to log into the system will be sent to your phone number.

If you are unable to restore access to your account on your own, you can contact the bank’s call center.

How to use your personal account

OTP Bank's personal account has a fairly simple and intuitive interface. Work with funds is available around the clock, seven days a week.

In the “Loans” section you can familiarize yourself with the payment schedule, find out the amount of debt, and the repayment date.

The “Deposits” item makes it possible to work with personal accounts online. You can open, top up or close a deposit without leaving your home. The website displays information about the balance and accrued interest.

Your personal account also contains information regarding your credit and debit cards. Here you can see the receipts and expenditures of funds.

For your convenience, you can make payments from the OTPdirect website. Among them:

Pay for Internet and top up your phone account.
Interbank transfers by card or account number.
Intrabank transfers.
Payment of utility services.
Loan repayment.
Transfer of funds to online wallets.

You can also request an account statement, find out the details for replenishing your account, and confirm the transaction.

To make regular payments, the option to create a template is available. Once you enter the data, you will be able to select an existing workpiece. You can also set up automatic transfer of funds using certain details. This service is quite convenient for those who often forget to top up their account.

Mobile bank "OTPdirect"

For even greater customer comfort, OTP Bank has developed its own mobile application. It is available for both Android and iOS platforms.

By installing the application on your smartphone, you can always monitor and manage your accounts. However, you do not have to be at home. The application provides all the functions that can be used on a computer. Wherever you are, you can always pay for services and monitor the status of your account.

SMS bank

This option is simply irreplaceable if you do not have access to the Internet and need to urgently make financial transactions or obtain account information. Send an SMS to number 5927. Write the required command in the text of the letter. Here is a list of some of them:

CREDIT – this command will provide information about the date and amount of the minimum payment, as well as about the current debt.
BAL – will display the account balance.
REQ is a useful command for urgently finding out the details of your card or account.
HELP – opens a list of other available commands.

OTPbusiness

The OTPbusiness project starts on July 24, 2017. It greatly simplifies banking operations for entrepreneurs. The application provides the following features:

24/7 access to accounts and statements.
Making payments.
Transfer of account details.
Exchange of correspondence.
Informing about making a payment.

The application can be accessed from both a computer and a phone. For comfortable use, it needs to be installed. The user himself comes up with a password after installing the application. In this case, the login is the phone number.

OTPbusiness gives you the opportunity to manage multiple accounts from one account.

Bank cards

The official website presents all types of debit and credit cards offered by OTP Bank. Here you can familiarize yourself with all their advantages and choose the right card just for you.

Most cards provide a certain percentage of cashback when making purchases.

Loans

OTP Bank clients can independently apply for a loan from their personal account. To do this, you need to go to the appropriate tab and fill out the application form. You can get a loan for the amount from 15,000 to 750,000 rubles, for a period of 12 – 60 months. The online calculator instantly calculates the monthly payment specifically based on your request.

The loan processing algorithm is as follows:

Fill out the form on the website, click “Continue”.
Receive a response from the bank within 15 minutes.
Pick up loan funds at the OTP Bank office.

Deposits

On the OTP Bank website you can also preview the rates for possible deposits. A convenient calculator will help you choose the best option for you.

Deposit conditions are divided into several categories:

Long-term investment with a high interest rate without the possibility of replenishment or partial withdrawal of funds.
Long-term deposit with the possibility of replenishment, but without the possibility of partial withdrawal.
Deposits with monthly interest payments and the possibility of replenishment.

Funds can be deposited in different currencies.

Stock

OTP Bank offers a number of promotions to its clients. You can get a discount on movie tickets, restaurant bills, and online purchases. The conditions and details of the promotions can be found on the website.

Services

OTP Bank provides its clients with non-essential services. Among them:

Renting a safe deposit box. A secure place to store valuables. The cell can be rented for any period from one day. The dimensions of safe deposit boxes can be checked at the bank branch.
Money transfers. The service is available not only to bank clients. Funds can be transferred in any currency. In this case, only sending money is paid. The recipient receives the translation free of charge.
Insurance. The bank offers comprehensive insurance services, insurance of children, real estate and movable property, and valuables.
“Save what’s dear.” The service places the object under the protection of the bank, regardless of its location. A tag with an identification number is stuck on the item, which is reported when found. This ensures the confidentiality of the owner's identity.
"Lawyer24". Provides round-the-clock legal support to the client on any issues.

Safety

OTP Bank is concerned about the safety of its clients. Be careful when using site resources. Pay attention to the address of the Internet bank itself, as attackers often use a complete copy of it. Do not share your username and password with anyone. After finishing working with OTPdirect, do not forget to log out.

OTP Bank is the largest commercial bank in Hungary, part of a banking group whose activities cover all areas of financial, insurance, investment and banking business.

OTP Bank has a number of subsidiary banks, one of which operates in Russia. You can learn more about this financial and credit organization on its official website.

Among other things, Internet Banking is available on the OTP Bank website - an online service that allows you to monitor your own accounts, cards and loans. Thus, Internet banking, to use which you will need to log into your personal account, allows you to view the loan payment schedule, the repayment date and the amount of debt on the loan.

Internet banking also allows you to open, replenish and close deposits in real time, view the current balance and accrued interest without leaving your home. You can also apply for a credit card statement, track your receipts and expenses, and, if necessary, promptly block your credit card.

Through your OTP Bank personal account, you can also work with your debit card: view expenses and receipts, request account details, connect SMS banking. Information on current accounts (expenses and receipts, details) is also available here.

In your personal account you can also obtain the information necessary to replenish your account or receive a transfer.

Internet Banking from OTP Bank is also an opportunity to make payments and transfers in real time without the need to visit the organization’s branches. Thus, you will be able to pay for mobile communications and the Internet, pay for utilities, and make transfers to a card of any bank without commission. You can also make transfers in rubles and foreign currency to other banks and transfers within the bank via Internet Banking.

OTP Bank allows its clients to create templates and set up regular payments, which saves time on monthly payment of your bills. All you need is to log into your personal account and make the appropriate settings. This way you can pay for housing and communal services, telephone, credit, top up your deposit, make transfers and much more.

In order to start using Internet banking, just visit any OTP Bank branch and conclude an agreement for remote servicing at OTPdirect. All that is required is a document proving your identity.

Connecting and using Internet banking is completely free. All you need to log into your account is to indicate your login and password.

If it turns out that you do not remember your password, follow the link “Forgot your password?”, after which you will be asked to indicate the code word and card number. As a result, a new password will be sent to your mobile phone.

If you do not have a card number, then to recover your password you will need to enter, in addition to the code word, your last name, first name and patronymic, date of birth, as well as the series and number of your passport. If you are unable to recover your password yourself, contact the Contact Center using the phone numbers provided on the official OTP Bank website.

In order to secure the data accessed through your OTP Bank personal account, you will need to create a complex password and change it regularly, do not share your login and password with others, and do not remember your login and password in the browser.

You can log into your personal account and gain access to all the features of Internet Banking not only from stationary, but also from mobile devices. The OTPdirect mobile application can help you with this, which can be downloaded completely free of charge in the App Store and Google Play.

Thanks to the mobile application from OTP Bank, you can receive all the necessary information, make payments, make money transfers, replenish deposits and much more. And all this at any time and place convenient for you.

It should be noted that Internet banking is available not only to individuals, but also to legal entities, as well as individual entrepreneurs. To go to the appropriate service, you must select the “Internet Banking for Business” tab. You can also use the OTPbusiness mobile application.

You can also apply for banking services remotely on the official website of a financial and credit organization such as the Russian National Commercial Bank, where it is available.

Personal account OTP Bank - direkt.otpbank.ru

In order to connect to the system, on the bank’s website, follow the Internet banking link for individuals - a form for connecting to the system will appear on the screen.

1. The system is multilingual. Click on the "Ru" button to the right of the bank logo and select the interface language convenient for you:

"UA"- Ukrainian language.
"RU"- Russian language.
"EN"- English language.

2 . Enter your username and password to log in, click the button "Entrance".

3. If you additionally need to enter a code from an SMS to confirm your login, you will receive an SMS with a code to the mobile phone number you specified at the bank when registering in the system. Enter it into the field that appears, click the button "Entrance".

The validity period of the SMS code is limited (setting “SMS one-time password validity period”, see “Configuring the console”). If the code is not accepted by the system or its validity period has expired, you can re-request an SMS with a new code (the timer displays after how many seconds the button will be available "Request SMS").

If you additionally need to enter a dynamic password from a token to confirm your login, enter the code displayed on the screen of your device in the Dynamic password field that appears and click the button "Entrance".

The first time you log in, you will be required to change your password. To do this, in the form that opens, enter the password specified when registering in the system, enter the new password twice and click the button "Change password".